Which Camera to buy in below 35000 price range?

Hi.actually it was a dream for me to buy a camera(NIKON or CANON) for many year i was wishing, so when it comes closer to buy a camera i'm actually confused. Its because i'm confuse with DSLR or Bridge camera(Long Zoom-Point and Shoot) to buy. Also adding more detail i actually like to take distance photos(long zoom) also meeting low light conditions in the night photos. Also adding i like to buy a DSLR camera but with the money in my hand (about 35000) i can't but a long ranged(in zoom) DSLR camera.
some of the cameras that i have researched through this period: Nikon series P510, D3100, D3200, D5100 & CANON series SX40HS, 1100D, 550D
also Its not a case of mixing both DSLR and point and shoot… I'm actually confused with long zoom range of point and shoot(bridge) cameras and DSLR's long shoot camera lens are high price range(and mine only a budget of 35000)
so kindly please provide a suitable suggestion for which camera (also any other cameras you can suggest) to buy within my price range

True you can get a DSLR with the 18-55mm kit lens for 35k
but long zoom or low light will mean additional lenses
and mind you quality lenses cost money… Loads of money

35k for a bridge sounds more reasonable
Panasonic have launched the Lumix FZ200, unfortunately yet to be launched in India
Ditto features as the FZ150, http://www.panasonic.co.in/wps/portal/home/products/digitalav/digitalstillcamera/superzoom/dmcfz150
but with a constant aperture of F/2.8 throughout its zoom range + more
http://www.dpreview.com/...c_dmcfz200

Hopefully price will be 35 to 40k
check if it suits you